If you’re shopping for savings on auto insurance we can help you find the lowest rates possible, and that’s guaranteed!
We’re also doing our part to help you not only get the lowest rates but you’ll also receive a gas voucher worth $500 with every new policy.
We offer fast quotes on insurance for your car, motorcycle, RV, health and life insurance. What makes us unique is we have over 160 companies at our disposal that compete for your business. Yes, we’re a brokerage which makes us your personal insurance shopper.
For some time there’s been some rumblings out there that put a taboo on brokerages but the fact is when you get a quote from an insurance company like Geico or Mercury, they only have their insurance program and although they may claim to get you the best rates and coverage, they don’t really have much to offer…except their own programs. Where as a brokerage can shop for the best rates and let’s face it, we’re all unique…shouldn’t you insurance reflect that?
Here’s some interesting excerpts from an article by By Philip Reed, Senior Consumer Advice Editor and Erin Riches, Senior Content Editor , Edmunds.com
Before you can shop for something, you have to decide what you need. The first step in finding the right auto insurance for you is to figure out the amount of coverage you need. This varies from state to state. So take a moment to find out what coverage is required where you live. Make a list of the different types of coverage and then return for the next step. (You will find a list of each state’s requirements and an explanation of the various types of insurance in “How Much Auto Insurance Do You Really Need?”. Also, check out“Little-Known But Important Insurance Issues” as it has a glossary of basic insurance terminology.)
Now that you know what is required, you can decide what — if anything — you need in addition to that. Some people are quite cautious. They base their lives on worst-case scenarios. Insurance companies love these people. That’s because insurance companies know what your chances are of being killed or maimed, and how likely it is for your car to be damaged or stolen. The information the insurance company has collected over previous decades is crunched into “actuarial tables” that give insurance adjustors a quick look at the probability of just about any occurrence.
It is important to keep in mind that the basis of insurance is a difference of opinion between you (the insured) and them (the insurance company). You believe you will, at some point, probably get in an auto accident. The car insurance company believes you probably won’t. And the insurance company is willing to take your money to prove you wrong.
